Cutler Bay
Coastal Suburban Living
Photo: USDA NAIP aerial imagery · public domain
Cutler Bay real estate right now
Homes sold in the last 90 days · updated daily from the MLS
Houses & townhomes
Condos
Median sale price, last 12 months
Months with fewer than 5 sales are left out.
Source: Miami MLS (Miami Association of REALTORS®). Numbers include houses, townhomes and condos sold in Cutler Bay; they are not a valuation of any home.
Cutler Bay listings
Listings are loading or temporarily unavailable. Search Cutler Bay homes.
Opens our PropertIQ home search. Its count includes homes under contract; the numbers on this page count only homes for sale now.
Where Cutler Bay is
Outline from OpenStreetMap. Pins show homes for sale; click one for details.
Search homes on the mapA bayside town in south Miami-Dade
Cutler Bay is a town in south Miami-Dade with mostly single-family homes and townhomes near Biscayne Bay.
Southland Mall and the US-1 corridor cover shopping. Cutler Ridge Park offers athletic fields and recreation facilities, while nearby Black Point Park and Marina provides boating access to Biscayne Bay.
Good to know: Check the property's flood designation, elevation and insurance options early in your search.
What this page covers: Numbers and listings cover homes with a Cutler Bay address in the MLS.
- About 16 mito Miami International Airport
- About 17 mito Downtown Miami
- About 17 mito Brightline MiamiCentral
Straight-line distances from the center of Cutler Bay.
Parks and places in Cutler Bay
- Blue Heron ParkPark
- Cutler Ridge ParkPark
- Whispering Pines ParkPark
- Franjo ParkPark
Public parks and places inside the area. Check hours and fees before you go.
A look around
The photo at the top of this page is an aerial view of Cutler Bay. We're still gathering street-level photos of the area.
Public schools in Cutler Bay
Public and charter schools located inside the area, with each school's grade from the Florida Department of Education.
| School | Type | Grades | Students | State grade |
|---|---|---|---|---|
| Elementary | ||||
| Bel-aire Elementary10205 SW 194th St | Public | PK–5 | 324 | A |
| Cutler Ridge Elementary20210 Coral Sea Rd | Public | PK–5 | 430 | A |
| Dr. Edward L. Whigham Elementary21545 SW 87th Ave | Public | PK–5 | 731 | B |
| Gulfstream Elementary20900 SW 97th Ave | Public | PK–5 | 544 | B |
| Whispering Pines Elementary18929 SW 89th Rd | Public | PK–5 | 500 | A |
| Mater Academy Bay Elementary22025 SW 87th Ave | Charter | K–5 | 917 | A |
| Middle | ||||
| Cutler Bay Middle19400 Gulfstream Rd | Public | 6–8 | 935 | A |
| Mater Academy Bay Middle22025 SW 87th Ave | Charter | 6–8 | 518 | A |
| High | ||||
| Cutler Bay Senior High8601 SW 212th St | Public | 9–12 | 590 | A |
| Mater Academy Bay High School22025 SW 87th Ave | Charter | 9–12 | 390 | A |
School assignment depends on the exact address. Confirm which schools serve a specific home with Miami-Dade County Public Schools. Charter schools enroll by application. Sources: Florida Department of Education school grades 2025–26; U.S. Department of Education (NCES) school directory, 2024-25.
How much of Cutler Bay is in a high-risk flood zone
of the land in Cutler Bay is in a FEMA high-risk flood zone. Homes in these zones with a federally backed mortgage need flood insurance.
- 61.7%Zone AE: high risk, with a set flood elevation
- 10.1%Zone AH: high risk, shallow ponding
- 0.2%Zone VE: high risk along the coast, with waves
- 28.0%Moderate or low risk zones
Land only; lakes, bays and canals are left out. A home can be in a different zone than its neighbors, and flooding happens outside high-risk zones too, so check the specific property. Source: FEMA National Flood Hazard Layer.
Larger condo buildings in Cutler Bay
| Building | Year built | Units | Sales, 12 months | Median price |
|---|---|---|---|---|
| 8200 SW 210 St | 1988 | 60 | ||
| 8240 SW 210 St | 1988 | 60 | ||
| 8260 SW 210 St | 1988 | 60 | ||
| 9760 SW 184 St | 1968 | 54 | ||
| 21121 SW 85 Ave | 1975 | 52 | ||
| 21133 SW 85 Ave | 1974 | 52 | ||
| 8500 SW 212 St | 1988 | 32 | ||
| 8590 SW 212 St | 1988 | 32 | ||
| 8600 SW 212 St | 1988 | 32 | ||
| 8660 SW 212 St | 1988 | 31 |
Buildings with 30 or more units, largest first. Before buying a condo, ask for the association's budget, reserves and milestone inspection reports. Sources: Florida Department of Revenue property records; Miami MLS.
Buying in Cutler Bay
What are property taxes like in Cutler Bay?
Taxes depend on the home's assessed value and the local tax rate. Our payment calculator uses the current Cutler Bay rate, and with an address it uses that home's actual tax bill. A buyer's bill can be higher than the current owner's.
Do I need flood insurance in Cutler Bay?
It depends on the flood zone of the exact home. Lenders require flood insurance in high-risk zones. Enter the address in our payment calculator to see its FEMA flood zone and an insurance estimate.
How do I find out what a home in Cutler Bay is worth?
Start with our free home value estimate, then ask one of our agents for a full market analysis with recent nearby sales.
Thinking about Cutler Bay?
Tell us what you're looking for and one of our agents will reach out, in English or Spanish.
